
Chamas & savings circles
More from the trust you’ve already built.
Help members exchange skills and services alongside the saving and mutual support that bring you together.
Talk to us about your chamaAn alternative money system
Your community already has so much to offer. Circles helps you build your own economy around it, with money that starts with people.

How Circles works
A neighbour who can repair a bike. An artist with time to teach. A community with tools, spaces and ideas to share. Circles gives people another way to exchange that value, using money built around their community and the trust between them.
For some, it means accessing more when cash is scarce. For others, it means supporting one another, strengthening local relationships or building an economy on their own terms.
Scroll to followFollow an example exchange between three members of one group.

More from the trust you’ve already built.
Help members exchange skills and services alongside the saving and mutual support that bring you together.
Talk to us about your chama
Keep possibility closer to home.
Explore community exchange that connects local skills, spare capacity and everyday needs.
Talk to us about your network
Make more, together.
Imagine exchanging studio time, creative skills and resources through a community that values your contribution.
Talk to us about your collectiveHave another use case in mind? Tell us about it
A world where more people can stand on their own feet, and stand together.
Our mission is to give 100 million people greater sovereignty, especially those underserved by existing systems and institutions.
We’re starting with communities. Over time, we aim to connect thousands of community economies, each rooted in its own identity, into a global alternative money system.
Alternative money
Money shapes what we can do, who we can rely on and the choices available to us. But one system cannot meet every community’s needs.
Circles makes room for communities to build something of their own: alternative economies rooted in their relationships, their contributions and what matters to them.
Resilience
Local relationships and exchange that can provide more options when outside systems are fragile or cash is scarce.
Self-determination
Tools for communities to organise economic life around their own identity, shared purpose and priorities.
Access
For communities whose needs are not met by conventional money, services or institutions.
Have another question? Talk to us
Circles builds tools that let communities create and use their own money, so members can exchange skills, goods and services with each other. We’re starting with chamas in Kenya. A personal Circles app is also in development.
No. It provides another way to exchange within a participating community. Its usefulness depends on what people voluntarily offer and accept for it. It does not automatically have a cash redemption value or guarantee purchasing power.
We’re particularly interested in communities with strong trust, regular gatherings and existing exchange: chamas, local networks and creative collectives. Some need alternatives because cash is scarce; others want more local resilience and choice.
Curious about Circles, or have an idea for your community?
Book a call or write to us.
or email hello@getcircles.one